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This is a behind the scenes look at our local Mortgage Market in GTA West and South West Ontario. We discuss real life experiences of clients, partners and experts. Listen to learn and be entertained.
This is a behind the scenes look at our local Mortgage Market in GTA West and South West Ontario. We discuss real life experiences of clients, partners and experts. Listen to learn and be entertained.
Episodes

Tuesday Jul 21, 2020
Tuesday Jul 21, 2020
Raymond Daez discusses the difficulty of making being a Mortgage Agent exciting on camera. News Highlights:
Home Prices in Toronto are Up
Open Houses resume with restrictions for the real estate market
Low Mortgage Rate environment might last 2 to 3 yrs.
Ray discusses "Can I get a mortgage during the pandemic?"

Monday Jul 20, 2020
Episode 2: Understand Your Credit Bureau with a Sneak Peek of My Work Day
Monday Jul 20, 2020
Monday Jul 20, 2020
Your Credit Bureau is one of the major factors Lenders look at in approving a mortgage. You will know the Sections of the Credit Bureau.
Payment History = 35% of Credit Score
Utilization = 30%
Age of Accounts = 15%
Type of Credit = 10%
Credit Inquiries = 10%.
Credit Bureaus: Equifax.ca and Transunion.ca
Podcasts I downloaded... Mortgage Marketing Radio, I Love Mortgage Brokering, Mortgage Marketing Expert, The Tim Ferriss Show

Saturday Jul 18, 2020
Episode 1: Appraisal Questions Answered
Saturday Jul 18, 2020
Saturday Jul 18, 2020
Raymond Daez of EMA Mortgage Team - Mortgage Alliance answers 5 most asked questions on property appraisals.