Episodes
Tuesday Jul 21, 2020
Tuesday Jul 21, 2020
Raymond Daez discusses the difficulty of making being a Mortgage Agent exciting on camera. News Highlights:
Home Prices in Toronto are Up
Open Houses resume with restrictions for the real estate market
Low Mortgage Rate environment might last 2 to 3 yrs.
Ray discusses "Can I get a mortgage during the pandemic?"
Monday Jul 20, 2020
Episode 2: Understand Your Credit Bureau with a Sneak Peek of My Work Day
Monday Jul 20, 2020
Monday Jul 20, 2020
Your Credit Bureau is one of the major factors Lenders look at in approving a mortgage. You will know the Sections of the Credit Bureau.
Payment History = 35% of Credit Score
Utilization = 30%
Age of Accounts = 15%
Type of Credit = 10%
Credit Inquiries = 10%.
Credit Bureaus: Equifax.ca and Transunion.ca
Podcasts I downloaded... Mortgage Marketing Radio, I Love Mortgage Brokering, Mortgage Marketing Expert, The Tim Ferriss Show
Saturday Jul 18, 2020
Episode 1: Appraisal Questions Answered
Saturday Jul 18, 2020
Saturday Jul 18, 2020
Raymond Daez of EMA Mortgage Team - Mortgage Alliance answers 5 most asked questions on property appraisals.